SunLife Direct Life Cover

Sun Life Direct Over 50′s Life Cover

Sun Life Direct are the leading life insurance provider for life insurance plans for the over 50s.* They have been offering customers some reassurance with their over 50s life cover plans for 30 years now, and currently have over 700,000 customers**.

Sun Life Direct Guaranteed Over 50 Plan

This Sun Life Direct plan is a way of leaving your loved ones a cash lump sum after you have gone, by simply making a fixed monthly premium that can be from £6 to £74. The great thing about this type of plan is there are no medical or health questions that need to be asked and as long as you are between the ages of 50 – 85 SunLife Direct are guaranteed to accept you onto their Over 50 plan. By signing up for the Sun Life Direct Guaranteed Over 50 Plan you will be welcomed with a free gift that can range from an LCD TV, a satellite navigation system or some Marks & Spencer’s vouchers totaling £60.

With the Guaranteed Over 50 Plan, you can be certain of the following:

• Guaranteed acceptance for UK residents aged 50-85 – with no medical or health questions.
• Guaranteed fixed cash sum paid on death as long as you’ve been paying for at least two years.
• Guaranteed fixed premiums from £6 a month that are payable for life.

PLUS:
• A choice of welcome gift as a thank you when you take out a Plan.

Please bear in mind that as the cash sum is fixed, inflation will reduce its value over time. Depending on how long you live, you could pay in more than the cash sum paid out and if you stop paying your premiums, your Plan will end and you won’t get anything back. As long as you keep paying your premiums you’ll enjoy the lifelong peace of mind this Plan provides.

SunLife Direct  - Simple Choice Funerals

Leaving loved ones behind is a hard enough thing on its own, but having to deal with funeral arrangements and the costs involved can be a very upsetting process, that’s why at Sun Life Direct they have come up with a funeral plan that allows you to join the plan if you are between 50 -80.

Then by paying a monthly low-cost premium the funeral costs when the time comes will be covered for you.
You can expect the following benefits from choosing this Sun Life Direct plan:

SunLife Direct  - 50 Plus Protector Plan

Similar to the Sun Life Direct Guaranteed Over 50 Plan, this specific type of plan allows you to leave a cash lump sum behind for your family, that will grow each year.  With this AXA Sun Life Direct plan you will notice that each year that passes you will be given a bonus of 5% on your cash sum. This is a great way to help your loved ones deal with the ever increasing prices from year to year

Starting at just £7 a month you can start saving to give those nearest and dearest to you, a helping hand after you are gone.

By signing up for the Sun Life Direct 50 Plus Protector Plan you will be welcomed with a free gift that can range from an LCD TV, a satellite navigation system or some Marks & Spencer’s vouchers totaling £60.

SunLife Direct – EasyCover

One of the more simple and easy plans that Sun Life Direct offer. By signing up for this plan you will leave a cash sum behind to help your family deal with bills, funeral costs and much more. By deciding how much cover you want and how long you want to run it for its a great way for you to control exactly how much you leave behind. Starting at just £8 per month this fixed terms life cover option is popular choice for many people out there and at Sun Life Direct you are in good, reliable hands.

With this plan you don’t have to be over 50, the Sun Life Direct EasyCover option allows anyone from the age of 18 – 89 sign up for it as long as you can say ‘no’ to the four questions that Sun Life Direct present to you.

SunLife Direct – Bonus CashBuilder Plus Plan

The 5th AXA Sun Life Direct plan that runs for a total of 15 years, once the 15th year has been completed a cash sum is given out to you. The monthly premiums for this Sun Life Plan start at just £10 and reach up to a maximum of £100 depending on your needs and what you can afford to put away each month. This plan is ideally aimed at 18 – 55 year olds with bonuses added to your plan by AXA Sun Life Direct yearly and when the plan reaches its maturity. However these bonuses are down to how the ‘With Profits Fund’ performs.

Again, with this Sun Life Direct plan you are welcomed by a free gift that can be anything from an LCD TV, pocket camcorder or a satellite navigation system for your car.

Summary

By now you will have had some idea on what policy best suits you, and from Sun Life Direct you couldn’t be in better hands as they are a long standing and reliable company that has served the UK for many years now.

Simply click the link at the top of this page which will direct you to the official AXA SunLife Direct website where you can find further information on the plans they offer along with a chance to sign up for one of their five over 50’s plans.

* Most popular whole of life plan bought directly. ABI statistics, Q1-Q3 2009.
** 726,095 customers as at 1st October 2009.