Provident Loans Review

Provident Personal Credit

Provident Personal Credit Reviews
Mrs Pam Stevens
I found it hard to get a loan from my bank as I have poor credit, but provident helped me as they consider people with bad credit, I found these very useful and it helped me get some extra cash for a much needed holiday with the family.
Mr. Nigel Clarke
I needed a new kitchen fitted and didn’t have enough money so close to xmas so i turned to provident loans who were very helpful. Now I have a lovely new kitchen!

Provident Personal Credit Quick Facts

Fill out a short on-line application form over at the Provident page, and receive an initial decision.
If  you are approved you will then meet a Provident agent in person, at your home, to discuss the loan application. You will then come to a loan agreement.  Once this section has been completed you will receive payment directly at your door.

Amount Available To Borrow
£50-£500

Speed of Payout
Within three business days from agreement date.

Representative APR
272.2% over a period of 52 weeks.

Fees
The fees depend on the type of loan borrowed and how much you are borrowing.

Late Pay Charges
Provident Personal Credit do not charge for missed payments.

Special Requirements
Must meet with the Provident agent in person for all loans and repayment.

Lending Criteria
Applicants must be UK residents over the age of 18.

ID Requirements
Provident Personal Credit requests basic information (date of birth, address, phone number, etc.).

Bank Account Needed?
No.

Card Needed?
No.

Repayment Example

If you borrow £300, you will pay back £10.50 over 52 weeks, which adds up to £546.

For the same amount at a 14-week cycle, you pay back £30 per week, which adds up to £420.

If you borrow £400, you will pay back £26 over 23 weeks, which adds up to £598.

Why Use Provident Personal Credit?

Provident Personal Credit was established 125 years ago are one of the leading loan providers in the United Kingdom with over 10,000 agents servicing customers nationwide.

Provident Personal Credit offer unsecured cash loans to customers that can afford to repay it, the agents only receive comission on how much they collect and not what they lend so you know that a Provident Personal Credit agent won’t offer you more than you can cope with. You are also guaranteed that there will be no hidden charges, administration fees, penalty charges or introductory fees which many other loan providers ask for.

What Provident Personal Credit Can Offer You

Provident Personal Loans

At Provident Personal Credit you can apply for an unsecured personal loan that can range from as low as £50 right through to £500 and if you have a bad credit rating or County Court Judgements (CCJ’s) you can still get accepted and approved for a Provident Personal Credit Loan, so you don’t have to worry.

All decisions made by Provident Personal Credit are based on personal circumstances and all their loans are affordable with repayments that are collected right from your doorstep, keeping you in total control.

If you would like to work out what the repayments are for your loan at Provident Personal Credit you can easily work it out using their simple to use loan calculator.

What Products Do Provident Offer?

Provident Personal Loan – Help pay bills or give yourself some extra support with a cash loans between £50 and £500.

Provident Gift Vouchers - Provident Financial helps you treat your friends and family with this exclusive product. Great for birthdays!