APS CashPlus Prepaid Credit Card

APS CashPlus Card

Finance Talks Limited is no longer in association with APS CashPlus Card

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What Is The APS CashPlus Card?

The APS Cashplus credit card is a new award winning prepaid credit card to hit the markets. The great thing about this card is that anyone can apply, so if you are suffering from bad credit report or have CCJ’s there is no need to worry because the acceptance rate is 100% guaranteed.

The acceptance rate is 100% guaranteed due to the fact that this is unlike a normal credit card; the cashplus prepaid credit card can only be topped up by you so it’s an ideal way of avoiding debt. You can only put on the card what you can afford to. Everything else works the same as a standard credit card so you can use it in the high street or shopping online.

With the APS credit card you can check your balance online as well as topping up your card online. Once you have applied APS cashplus will send you out all the information that you need to know as well as direct debit form that you can fill out. The direct debit form gives you the option to setup a monthly or weekly transaction from your main bank account directly in to the cashplus credit card account if you desire.

The aps gold card itself is an eye-catcher as well, as it’s the only gold card in the prepaid credit card world.

What Are The Benefits of The Card?

Firstly it is the only prepaid credit card to have purchase protection so you can shop securely online using the cashplus mastercard and have peace of mind. Secondly you can withdraw in over 1 million ATM machines worldwide and shop at over 26 million retail outlets both online and offline.

Using The Credit Builder

Once you have opened an account with cashplus, and received your cashplus gold card you can then apply for the credit builder add-on. What cashplus then do is pay £59.40 into your account and then take it back out which works as a loan, so you pay £4.95 to cashplus and they then report this to the appropriate credit agencies so they can record if you are paying on time and not missing payments. For £4.95 a month over the course of a year is a great and inexpensive way to help build and repair your credit history. However, to be eligible to apply for the cashplus credit builder you need cashplus prepaid card first.

Summary

  • 100% acceptance rate, with no credit checks.
  • Money put into the cashplus card is your own money so you can’t get into debt.
  • Option to improve or repair your credit report by adding the cashplus credit builder to your cashplus gold card account.
  • Check your balance online.
  • You can use your cashplus gold mastercard in over 26 million retail outlets and in 1 million ATM machines.
  • The cashplus prepaid gold card is the only prepaid card to have purchase protection.

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